Best Hotel Credit Cards of 2023

When it comes to the best hotel credit cards in the USA, several options offer excellent benefits and rewards for frequent travelers. If you are a traveler or looking for information about the best hotel credit cards you are at the right place, in this post, I am going to share popular hotel credit card options that you must consider in 2023. These credit cards are carefully selected based on various factors such as reward programs, sign-up bonuses, annual fees, travel benefits, and features offered.

Best Hotel Credit Cards of 2023 

#1 Marriott Bonvoy Boundless™ Credit Card

The Marriott Bonvoy Boundless™ Credit Card is a popular hotel credit card for Marriott enthusiasts. Here’s an overview of the card’s features and benefits – 

Key Features –

• Sign-up Bonus: The card typically offers a generous sign-up bonus, which allows you to earn a substantial amount of Marriott Bonvoy points after meeting the required spending threshold within a specified timeframe.
• Earning Marriott Bonvoy Points: Cardholders can earn Marriott Bonvoy points on all eligible purchases. You typically earn higher points for spending at Marriott Bonvoy properties and on travel purchases.
• Automatic Elite Status: The Marriott Bonvoy Boundless™ Credit Card provides automatic Silver Elite status to cardholders, offering benefits such as priority late checkout, dedicated reservation lines, and exclusive member rates.
• Annual Free Night Award: Each year, on your cardmember anniversary, you receive a free night award that can be used at eligible Marriott Bonvoy properties. The award is typically valid for one year and can be a great way to offset the annual fee.
• Additional Perks: Cardholders enjoy other benefits, such as complimentary in-room premium Wi-Fi access, lost luggage reimbursement, trip delay reimbursement, and purchase protection.
• No Foreign Transaction Fees: The card does not charge foreign transaction fees, making it an excellent choice for international travelers.

Annual Fee – The Marriott Bonvoy Boundless™ Credit Card typically has an annual fee. However, the value of the benefits and rewards often outweighs the fee, especially for frequent Marriott guests.

Redemption Options – Marriott Bonvoy points earned with the card can be redeemed for hotel stays at Marriott Bonvoy properties worldwide. Marriott offers a wide range of redemption options, including standard room awards, upgrades, and experiences. Additionally, you have the option to transfer Marriott Bonvoy points to a variety of airline loyalty programs.

#2 Hilton Honors American Express Surpass® Card

The Hilton Honors American Express Surpass® Card is a co-branded credit card designed for travelers who prefer staying at Hilton properties. Here’s an overview of the card’s features and benefits –

Key Features –

• Sign-up Bonus: The Hilton Honors American Express Surpass® Card typically offers a substantial sign-up bonus when you meet the required spending threshold within a specified timeframe.
• Earning Hilton Honors Points: Cardholders earn Hilton Honors points on eligible purchases. You typically earn accelerated points for spending at Hilton properties, supermarkets, and gas stations, making it easier to accumulate points for future hotel stays.
• Complimentary Hilton Honors Gold Status: Cardholders receive complimentary Hilton Honors Gold status, which provides benefits such as room upgrades (subject to availability), late check-out, and complimentary breakfast at participating hotels.
• Weekend Night Rewards: After reaching a certain spending threshold on the card within a calendar year, you receive a free weekend night reward that can be used at eligible Hilton properties.
• Additional Perks: The card provides access to Amex Offers, which offers various discounts and promotions with select merchants. Cardholders also receive travel and purchase protections, including baggage insurance and extended warranty coverage.
• No Foreign Transaction Fees: The Hilton Honors American Express Surpass® Card does not charge foreign transaction fees, making it suitable for international travel.

Annual Fee – The card has an annual fee, but the benefits and rewards often outweigh the fee, especially for those who frequently stay at Hilton properties.

Redemption Options – Hilton Honors points earned with the card can be redeemed for hotel stays at Hilton properties worldwide. Hilton offers a wide range of redemption options, including standard room awards, premium room awards, and experiences. Additionally, you can transfer points to airline partners or use points for car rentals and other travel-related expenses.

#3 World of Hyatt Credit Card

The World of Hyatt Credit Card is a co-branded credit card offered by Chase in partnership with Hyatt Hotels. Here’s an overview of the card’s features and benefits – 

Key Features – 

• Sign-up Bonus: The World of Hyatt Credit Card typically offers a generous sign-up bonus, allowing you to earn a substantial number of Hyatt points after meeting the required spending threshold within a specified timeframe.
• Earning Hyatt Points: Cardholders earn Hyatt points on eligible purchases. You typically earn bonus points for spending at Hyatt properties, restaurants, airline tickets purchased directly from airlines, and fitness club and gym memberships.
• Automatic Elite Status: The World of Hyatt Credit Card grants automatic Discoverist status, which includes benefits such as room upgrades (subject to availability), late checkout, and a dedicated check-in area.
• Free Night Awards: Cardholders receive a free night award every year on their cardmember anniversary, valid at eligible Category 1-4 Hyatt properties.
• Bonus Nights: When you earn a certain number of qualifying nights each calendar year, you can unlock additional benefits such as extra free night awards and higher elite status.
• Additional Perks: The card offers benefits like trip cancellation/interruption insurance, baggage delay insurance, and purchase protection.
• No Foreign Transaction Fees: The World of Hyatt Credit Card does not charge foreign transaction fees, making it suitable for international travel.

Annual Fee – The card has an annual fee, but the benefits and rewards can outweigh the fee, especially for those who frequently stay at Hyatt properties.

Redemption Options – Hyatt points earned with the card can be redeemed for hotel stays at Hyatt properties worldwide. Hyatt offers a variety of redemption options, including standard room awards, suite upgrades, and dining experiences. Additionally, you can transfer points to airline partners or use points for car rentals and FIND experiences.

#4 IHG® Rewards Club Premier Credit Card

The IHG® Rewards Club Premier Credit Card is a co-branded credit card offered by Chase in partnership with IHG Hotels & Resorts. Here’s an overview of the card’s features and benefits –

Key Features –

• Sign-up Bonus: The IHG® Rewards Club Premier Credit Card typically offers a substantial sign-up bonus, allowing you to earn a significant number of IHG Rewards Club points after meeting the required spending threshold within a specified timeframe.
• Earning IHG Rewards Club Points: Cardholders earn IHG Rewards Club points on eligible purchases. You typically earn bonus points for spending at IHG properties, as well as on purchases at gas stations, grocery stores, and restaurants.
• Automatic Elite Status: The IHG® Rewards Club Premier Credit Card grants automatic Platinum Elite status, which includes benefits such as room upgrades (subject to availability), priority check-in, and guaranteed room availability.
• Annual Free Night Award: Cardholders receive an annual free night award that can be used at eligible IHG properties worldwide. The award is valid for one year from the date of issuance.
• Fourth Night Free Benefit: When you redeem points for a four-night consecutive stay using IHG Rewards Club points, the fourth night is free.
• Global Entry or TSA PreCheck Credit: The card provides a statement credit for the application fee when you apply for either Global Entry or TSA PreCheck.
• Additional Perks: The card offers benefits such as trip cancellation/interruption insurance, trip delay reimbursement, and purchase protection.
• No Foreign Transaction Fees: The IHG® Rewards Club Premier Credit Card does not charge foreign transaction fees, making it suitable for international travel.

Annual Fee – The card has an annual fee, but the benefits and rewards can often outweigh the fee, especially for those who frequently stay at IHG properties.

Redemption Options – IHG Rewards Club points earned with the card can be redeemed for hotel stays at IHG properties worldwide. IHG offers a range of redemption options, including standard room awards, Points & Cash bookings, and premium room awards. Additionally, you can use points for airline miles, car rentals, and other travel experiences.

#5 Radisson Rewards Premier Visa Signature® Card

The Radisson Rewards Premier Visa Signature® Card is a co-branded credit card offered by U.S. Bank in partnership with Radisson Hotel Group. Here’s an overview of the card’s features and benefits –

Key Features – 

• Sign-up Bonus: The Radisson Rewards Premier Visa Signature® Card typically offers a sign-up bonus, allowing you to earn a certain number of Radisson Rewards points after meeting the required spending threshold within a specified timeframe.
• Earning Radisson Rewards Points: Cardholders earn Radisson Rewards points on eligible purchases. You typically earn accelerated points for spending at Radisson Hotel Group properties and on eligible purchases made with the card.
• Automatic Elite Status: The Radisson Rewards Premier Visa Signature® Card provides automatic Gold status, which includes benefits such as room upgrades (subject to availability), early check-in, and late check-out.
• Annual Free Night Award: Cardholders receive an annual free night award that can be used at eligible Radisson Hotel Group properties. The award is typically valid for one year from the date of issuance.
• Bonus Spending: The card offers bonus points for reaching spending thresholds within a calendar year.
• Additional Perks: The card may offer benefits such as travel and emergency assistance, lost luggage reimbursement, and purchase protection.
• No Foreign Transaction Fees: The Radisson Rewards Premier Visa Signature® Card does not charge foreign transaction fees, making it suitable for international travel.

Annual Fee – The card typically has an annual fee, but the benefits and rewards can often outweigh the fee, especially for those who frequently stay at Radisson Hotel Group properties.

Redemption Options – Radisson Rewards points earned with the card can be redeemed for hotel stays at Radisson Hotel Group properties worldwide. Radisson offers various redemption options, including standard room awards, premium room awards, and gift cards. Additionally, you can transfer points to airline partners or use points for other travel experiences.

Remember to carefully review the terms and conditions, including interest rates, late payment fees, and any other fees associated with the card. It’s also important to maintain responsible credit card usage by paying your bills on time and avoiding carrying a high balance, as interest charges can offset the value of rewards earned.

To find the most suitable travel credit card for your specific needs and preferences in 2023, I recommend researching and comparing the current offers from different credit card issuers, reading reviews, and considering your personal travel habits and spending patterns.